Reporting an Accident
Being involved in a traffic accident can temporarily affect
your ability to think things through logically and clearly. This will take you
through the accident process. Most importantly, follow the instructions of the
local law enforcement or traffic safety official who comes to the scene. Don't
leave until you have spoken to this official.
AT THE ACCIDENT SCENE
- Unless the involved vehicles create potential for other
accidents, do not move them or any debris until instructed by law enforcement
officials.
- Note the time and location of the accident.
- Obtain names, addresses and phone numbers of
witnesses.
- List names, addresses and phone numbers of injured
persons.
- Secure information about all other vehicles involved in the
accident, including:
- • License plate number
• Vehicle
description (make, model and color)
• Driver's and
vehicle owner's name, address, phone number, date of birth, Social Security
number and drivers license number
•
Owner’s/driver’s insurance company, agent and phone number taken from the
insurance ID cards, if available
• Passengers’
names, addresses and phone numbers
- Obtain name and badge number of investigating law
enforcement official and any citation information.
- For your own protection, make no comment or statement about
the accident except to an identified representative of your insurance company
and, if necessary, to law enforcement officials.
- Make a sketch of the accident scene. Identify your car as
“A.” Show names of streets or highways and directions of vehicles
involved.
AUTO ACCIDENT CHECKLIST AFTER THE ACCIDENT
- Report the accident promptly to your insurance agent or
company. Generally, you will be expected to furnish the following
information:
- • Your name and the name on your policy
• Your home address
• Your policy
number
• Your car’s year and make
• Date, time and location of accident
•
Injury information
• Whether your car is operable
and its location
• Where you can be reached during
the next few hours
- Consider filing a Motor Vehicle Crash Report with the Ohio
Bureau of Motor Vehicles (BMV) within six months if you suspect the other
driver was uninsured or not meeting financial responsibility (FR) compliance.
This filing process is now optional and applies to crashes causing injury,
death or more than $400 in property damage. If a report is filed, the
driver will be required to provide the BMV with FR proof. Crash report forms
are available from Ohio Highway Patrol posts, and your insurance agent.
ACCIDENT REPORT
Date____________________ Time ____________ Location
___________________________________
Other vehicle information
Make
_________________ Model ______________ Color_________License Plate No.
______________
Damages
_________________________________
Vehicle owner’s information, if different
Name______________________________________________________________________________
Phone No. _________________________________ Drivers
License No. _________________________
Social Security
No. __________________________ Date of Birth
_______________________________
Insurance Co./Agent
__________________________________________________________________
Other driver information
Name_______________________________________________________________________________
Address
____________________________________________________________________________
City ______________________________________ State
_________________ Zip ________________
Phone No.
_________________________________ Drivers License No.
_________________________
Social Security No.
__________________________ Date of Birth
_______________________________
Insurance Co./Agent
__________________________________________________________________
Passenger information
Name______________________________________________________________________________
Address
___________________________________________________________________________
Phone No. _________________________________
Nature of Injury
______________________________________________________________________
Description
___________________________________________________________________________________
___________________________________________________________________________________
___________________________________________________________________________________
__________________________________________________________________________________
CIB Home / Consumer Support / Service Providers / Referral Service / Members Only
Education Programs /
About CIB / Member Services / Contact Us / Employment Opportunities
© 2001-4 Cincinnati Insurance
Board